Request your credit reports. Credit reports are reviewed. All mistakes should be disputed. Reduce your credit utilization if possible. Attempt to erase late payments from your credit report. Assign outstanding debt to an attorney or other legal expert
By creating an Equifax account online. You may also check the state of your security freeze through your my Equifax account. you can reach us at (888) 298-0045 by phone or write to us. …
You can also ask Experian to delete your address from your credit report. By email, phone, or online, you may object to it. If the address is no longer connected with any of your accounts, Experian will remove it at your request.
A legitimate hard inquiry cannot be deleted from your credit report. After two years, it naturally fades away from your credit report, with the exception of some types. You can dispute an unauthorized hard inquiry on your credit report and request that it be removed if you find one.
Whether your efforts to pay for delete are successful may be a function of whether you’re dealing with the original creditor or a debt collection agency. “You can ask the debt collector to cover the cost of deletion,” McClelland adds.
